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Identity Maturity Index 2026 Telecom
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Sector report · Telecom

The identity gap in Dutch telecom

Measuring the distance between what customers expect and what operators deploy.

NIQ Growth Spaces, telecom sector (n=513 NL, n=519 BE, April 2026) · Identity Maturity Index 2026

35
point gap between what operators deploy and what customers expect
51%
of consumers prefer an external ID app for identity confirmation
32-47
maturity range across the ten Dutch operators NIQ scored individually
€280-315
average cost of acquiring one telecom customer

Think about all the data needed to run a telecom account: the ID used to open it, the bank details that pay for it, and the phone number that half the internet uses to check who you are. If someone gets access to that account, they get a lot more than your mobile plan.

Dutch consumers know this, and many of them learned it the hard way. In February 2026, a cyberattack on one of the country's biggest operators leaked the personal data of millions of customers. And this wasn't a one-off, either: telecom now accounts for a quarter of all incidents in Europe's digital infrastructure, more than any other sector.

The Identity Maturity Index

In April 2026, itsme asked NielsenIQ to find out how well providers handle identity, from the customer's side. More than 4,000 consumers in Belgium and the Netherlands took part, including 513 Dutch telecom customers. They looked at five moments where a provider has to know who you are, from signing up to logging in. For each one, consumers said how their provider handles it today and how important the identity touchpoint is to them. That results in two scores out of 100: maturity (what operators actually do) and importance (what customers expect). The distance between them is the gap.

Two moments with the widest gaps

Signing a new contract and confirming a new customer's identity score the lowest of all five touchpoints against a much higher importance score.

Moment 1

Signing a new contract

Many operators still rely on an emailed PDF or one-click online consent at exactly the point a customer commits to a multi-year contract and hands over their personal data.

0 35Maturity 81Importance 100
Moment 2

Confirming a new customer's identity

Proving who you are as a telecom customer still means filling in a form or walking into a shop, and neither leaves the operator with a verified identity.

0 35Maturity 79Importance 100
No Dutch operator is pulling ahead. NIQ measured ten of them individually and the entire sector scores within a narrow range, between 32 and 47 on maturity. This is well below the consumer importance that runs between 78 and 84. There is no domestic benchmark to catch up to and no incumbent lead to defend, which means the operator that moves first has a real competitive advantage.

When asked what should be standard practice for proving identity at registration and again for signing a contract, customers are very clear. They prefer an external ID app first in both cases, ahead of every other manual alternative.

51% of Dutch telecom consumers say an external ID app should be the standard way a provider confirms a new customer's identity.

Identity Maturity Index 2026

That preference is not the top request at every moment in the journey. At login, some consumers reach instead for a two-step code by SMS or email, a fair reflection of the strongest method most of them have ever actually been offered. But the message across all of it is consistent: whatever the moment, only a small minority name username and password as the right way in.

Confirm a new customer's identity
External ID app51%
Physical identification23%
Online form14%
Photo of ID + selfie6%
Sign a new contract
External ID app54%
Physical signature in person14%
One-click online consent14%
Digital signing, not ID-linked9%
Log in (web)
Two-step via SMS/email44%
Two-step via authenticator app19%
External ID app17%
Username and password17%
Log in (app)
Fingerprint or faceID31%
PIN code23%
Two-step via SMS/email20%
Username and password11%

The method Dutch telecom customers think providers should use by default, per touchpoint. Source: Identity Maturity Index 2026.

What makes consumers walk away

There is a persistent worry inside product teams that sending customers to an external identity app will cost conversions. But the data actually points the other way: it is the manual, document-heavy methods that customers say would actually stop them from signing up with a new provider.

Record a video of myself with my ID card68%
Schedule an online video call with a staff member59%
Visit a staff member in person43%
Scan and send certain documents43%
Download and set up a new ID app24%
Use an existing external ID app (e.g. itsme, DigiD)11%

Share of consumers who say this requirement would stop them becoming a customer. Source: Identity Maturity Index 2026.

Belgian telecom scores 60 on identity maturity against Dutch telecom's 43. The useful question is not which country is performing better, but what accounts for a 17-point difference between two neighbouring markets serving comparable customers with comparable products. The answer is deployment.

Largely absent

Netherlands

43

None of the ten Dutch operators in the study has made a reusable identity scheme the default way to confirm identity or log in at any touchpoint.

Standard practice

Belgium

60

Almost every Belgian operator has integrated a reusable identity scheme into onboarding and login.

Interestingly, Belgium is not uniformly ahead of the Dutch market: at contract signing it scores 31 against an importance of 77, lower than the Dutch score on that same touchpoint.

Belgian consumers also show a habituation effect the Dutch do not. At login they name username and password as their first preference, just ahead of an external ID app, because even though reusable identity has been available for years, some customers settle into whatever keeps them logged in.

The lesson applies regardless: what separates a mature identity stack from an immature one is not which methods an operator makes available, but whether the strongest of them is the only way in rather than an option sitting beside the old one.

Proximus had itsme integrated for seven years as a secondary login option, and its registration numbers barely moved. Once the login flow was rebuilt around identity, and registration changed from ten steps to five, the operator reported fewer abandoned registrations and a lighter support load from password resets and account recovery.

Every gap in the index shows up as a real cost, whether that's a sign-up that doesn't finish, a password that needs resetting, or an account someone else gets into. Spread across millions of customers, those costs add up fast. They just never show up on a budget line called "identity," so they're easy to miss.

€280-315
the cost of acquiring one telecom customer in the Benelux, written off every time a registration is abandoned at the identity step.
Source: Identity Maturity Index 2026
$70
the average total cost of a single password reset. Across an operator with a customer base in the millions, that is a recurring cost that quickly adds up.
Source: Forrester
5,200
verification calls the Dutch traffic-fine agency received in a single week in March 2026 about fraudulent fine notices, against a normal baseline of a few dozen.
$4.44M
the global average cost of a data breach in 2025. Telecom is the sub-sector that European regulators single out most often and NIS2 now names multi-factor or continuous authentication among the minimum safeguards essential operators must have in place.

Fixing one identity moment at a time won't solve much. An operator that adds a verification step at sign-up but still uses passwords for login, or makes login stronger but still sends contracts as emailed PDFs, can improve one score but keeps the same patchwork underneath. What actually improves the maturity score is one trusted identity layer that confirms who someone is, logs them in and lets them sign, at every point in the customer journey.

The timing works in the operators' favour. By the end of 2026, every EU country has to offer a digital identity wallet at eIDAS Level of Assurance High. Public services and banking have to adopt it first, but telecom will follow eventually. That gives Dutch operators a window where reusable identity is still their own choice, before regulation makes it a requirement.

itsme is now available to every Dutch operator. It covers identity checks at sign-up, passwordless login on web and app, qualified e-signatures for contracts and renewals, and transaction confirmation, all on the systems you already have. You can add it one touchpoint at a time, so there's no full rebuild and you set the pace.

Key takeaways

  • The identity maturity gap is sector-wide: Dutch telecom scores 43 against a consumer importance that never drops below 78.
  • Consumer demand for a better method already exists: 51% of Dutch telecom consumers want an external ID app as the standard for identity confirmation.
  • The cost of fragmentation is already being paid in conversion rates, call-centre volumes, fraud provisions and churn.
  • The window for treating this as a choice is closing, as EU wallet obligations reach telecom soon after banking.
  • No Dutch operator is pulling ahead yet, so whoever goes first sets the benchmark.

Get the full report

See how each touchpoint scores, where the biggest gaps are, and what closes them. Download "The identity gap in Dutch telecom" in full.

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